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About Us

First Carolina People's Credit Union is a "not for profit" credit union that prides itself on serving its members. The credit union was founded on the principles of helping its members and providing a member-owned institution.

Mission Statement: "Not for Profit, Not for Charity, But for Service"

First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.

The Kinston Postal Credit Union and Wilson Postal Credit Union are two of the credit unions who have merged with us in the past. Maola Milk and Ice Cream Credit Union, a different employee affiliation, merged in March of 1988. The name was changed to First Carolina Postal Credit Union in November of 1988. The name change helped reflect the larger field of membership in the different towns and affiliations. In 2003, Goldsboro Firemen’s Credit Union was merged into the First Carolina People’s Credit Union. Once again we experienced growth from a new field of membership. Again in 2004 the credit union experienced growth when Rocky Mount Postal Credit Union merged into the membership of First Carolina People’s Credit Union; and then again in 2006 with the merger of Henderson Postal Credit Union.

In July of 2011, the name was again changed from First Carolina Postal Credit Union to First Carolina People’s Credit Union. This change was made to reflect the credit union’s new field of membership – community charter for Wayne County. Shortly thereafter, Baptist Employees’ Credit Union merged in with First Carolina People’s Credit Union and the credit union moved to its current location at 201 East Ash Street, Goldsboro, NC.

First Carolina People’s Credit Union is a not-for-profit financial cooperative. Profits are returned to members in the form of higher interest on shares (savings), lower interest rates on loans, and expanded and improved services. The credit union is owned by its members and governed by a member-elected board of directors. Through sound management, innovative benefits, and service with a personal touch, First Carolina People’s Credit Union has gained its members respect. We have not lost sight of the reason for our existence – service to our members.

First Carolina People’s Credit Union is effectively serving over 2,400 members from a strength of almost $29,800,000.00 in assets. The credit union offers shares, share drafts, IRA’s, share certificates, credit cards, VISA check cards, and many types of loans.

The credit union also offers access for members to their account through a 24 hour “real time” audio service housed within the credit union as well as “internet branching” which offers bill pay privileges. The credit union also offers ACH origination services for members to move funds from other institutions to their credit union accounts.

The credit union’s main office is located in Goldsboro and a branch office is located in Cary.

Goldsboro Office
201 E. Ash Street
Goldsboro, NC 27530

Cary Office
1105 Walnut Street
Cary, NC 27511

Phone:      (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

Lost/Stolen Debit Cards:
(800) 889-5280
Lost/Stolen VISA Credit Cards:
(800) 369-4887