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Share Accounts

Share (Savings) Account

A share account is the basic savings account that establishes your credit union membership. Dividends are paid on balances of $25 and over, calculated on the average daily balance, paid and compounded quarterly.

Share Draft (Checking) Account

Here's the better alternative to bank checking, our credit union share draft account. Credit union drafts are used just like checks - to pay bills, make purchases, get cash - but with important advantages, like NO service fees for regular use and NO per check charges. Monthly statements are provided for your convenience. Overdraft protection is available.

Special Savings Accounts

Whether it's saving for Christmas, vacation or any special purpose, special savings accounts help you meet your goals and earn dividends.

Share Certificates

We offer a variety of certificate accounts paying competitive rates on a minimum investment of $5,000 with various terms.

Individual Retirement Account (IRA)

This is a great way to save for a comfortable retirement while earning tax-deferred interest on your money. We offer a variety of IRA programs.

NCUA Share Insurance

Each member's account is federally insured to at least $250,000 (with separate coverage of up to $250,000 for IRA’s) and backed by the full faith and credit of the National Credit Union Administration, a United States Government Agency.

Goldsboro Office
201 E. Ash Street
Goldsboro, NC 27530

Cary Office
1105 Walnut Street
Cary, NC 27511

Phone:      (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

Lost/Stolen Debit Cards:
(800) 889-5280
Lost/Stolen VISA Credit Cards:
(800) 369-4887